There are millions of retired citizens in Turkey. In general, pensioners are not very satisfied with the amount of their salary. Unfortunately, our retired citizens resort to ways of using loans through banks. Pensioners who want to use loans for their daily or general needs may in some cases stick to the rules of banks. Rules such as age limit . But how much credit can these pensioners comply with these rules? How much credit can pensioners withdraw ? By reading our article we will look for answers to these questions to the end, you can learn how many times the pensioners can withdraw credit .
How Much Credit Can Pensioners Take?
With the developing policies and the inflation rate being stuck in double households, retired pensioners may prefer to use loans as a way out. When this is the case, our pensioners wonder how much credit they can withdraw and how much credit they can get the most. We will give you information about how much credit you can withdraw with this article. You can have detailed information by reading our article to the end.
Pensioners can apply for loans with monthly payments equivalent to half of their salaries . For example, a pensioner with a pension of 1,500 TL can use a 36-month loan with a monthly installment of 750 TL . These loans will generally be general purpose loans. Of course, your relationship with banks can change this. If your credit rating is low, the amount of credit you receive may decrease in the same direction. However, if you are good with banks, if you are an individual who uses bank products on a regular basis, this rate can go up to 60%. How much credit can pensioners get?
To summarize , our pensioners can use loans according to the monthly installment plan which is half of their salary. In this case, we should understand that your credit rating is high and you have a good relationship with banks . Someone who has a good relationship with banks and has a high pension can use a loan with a monthly installment equal to 60% of his pension.
Which Banks Can Retire Credit?
Pensioners, like normal individuals, can apply for loans by working with any bank . However, the point you should pay particular attention to is the bank from which you receive your salary. The bank that gives you the salary will give the loan so easily. Since your credit will automatically be deducted from your salary, your credits can be immediately approved by the banks you receive your salary and transferred to your account. In view of these situations, a pensioner who applies for a loan has no chance of disapproval.